Cost of Living in Osaka (2026)
Japan's friendly food capital offers big-city life with rents roughly a third below Tokyo — a favourite for students who want energy without Tokyo prices. Overall, a student month here runs about 14% below Tokyo.
Student · share house
¥122,000/mo
+ one-time move-in ≈ ¥367,500
Worker · private studio
¥198,000/mo
+ one-time move-in ≈ ¥572,500
Monthly budget in Osaka
| Expense | Student · shared | Worker · studio |
|---|---|---|
| Rent | ¥45,000 | ¥65,000 |
| Food & groceries | ¥35,000 | ¥45,000 |
| Utilities & internet | ¥12,000 | ¥18,000 |
| Insurance & tax | ¥5,000 | ¥15,000 |
| Leisure & pocket money | ¥25,000 | ¥55,000 |
| Total / month | ¥122,000 | ¥198,000 |
One-time move-in costs
| Item | Student · shared | Worker · studio |
|---|---|---|
| Apartment move-in (~4.5× rent) | ¥202,500 | ¥292,500 |
| Furniture & appliances | ¥30,000 | ¥120,000 |
| Flight | ¥100,000 | ¥120,000 |
| Visa & paperwork | ¥15,000 | ¥20,000 |
| Setup cash | ¥20,000 | ¥20,000 |
| Total one-time | ¥367,500 | ¥572,500 |
Build your own Osaka budget
Opens the calculator preconfigured for this city — adjust housing, school type and currency.
How other cities compare
| Tokyo | ¥142,000/mo | +16% |
| Osaka | ¥122,000/mo | this city |
| Kyoto | ¥119,000/mo | -2% |
| Nagoya | ¥117,000/mo | -4% |
| Fukuoka | ¥112,000/mo | -8% |
| Sapporo | ¥110,000/mo | -10% |
Frequently asked questions
How much does it cost to live in Osaka as a student?
A single student in a share house spends about ¥122,000 per month in Osaka in 2026: rent ¥45,000, food ~¥35,000, utilities ~¥12,000, national health insurance ~¥5,000 and leisure ~¥25,000. Tuition is separate.
How much money do I need to move to Osaka?
Plan roughly ¥367,500 one-time as a student: about 4.5 months of rent for move-in fees (¥202,500), basic furniture, flight, visa paperwork and setup cash. Student-visa applicants also need Immigration's proof-of-funds bank certificate of roughly ¥2,000,000.
How much is rent in Osaka?
Typical 2026 rents in Osaka: about ¥45,000/month for a share-house room and about ¥65,000/month for a private studio (1K), before utilities.
Is Osaka cheaper than Tokyo?
Yes — a student month in Osaka (¥122,000) is about 14% cheaper than Tokyo (¥142,000), with rent driving most of the gap.
See the full city-by-city table on the Cost of Living in Japan overview. Figures are 2026 estimates from typical advertised rents and standard living costs; actual costs vary by ward, lifestyle and exchange rate. Data by yuzu.help — free to cite with a link.